The following information should be read in conjunction with any of the products listed below.

Publications:

The Outlook
Standard & Poor's Stock Market Encyclopedia

Web Based Products:

MarketScope
Advisor Insight
NetAdvantage
Market Insight

Analyst Certification

Standard & Poor’s Analyst Certification Rule requires the following disclosures:

For products offering multiple research reports including Advisor Insight, Market Insight, NetAdvantage, Outlook, and MarketScope:

"All of the views expressed in this research report accurately reflect the research analysts' personal views regarding any and all of the subject securities or issuers. No part of the analysts' compensation was, is, or will be, directly or indirectly, related to the specific recommendations or views expressed in this research report".

For products offering mutual fund reports, including Fund Advisor:

"All of the views expressed in this research report accurately reflect S&P's quantitative research models regarding any and all of the subject securities or issuers. No part of S&P's compensation was, is, or will be, directly or indirectly, related to the specific recommendations or views expressed in this research report".

For products with model portfolios, including MarketScope's Platinum Portfolio, Fair Value Portfolio, Neural Fair Value 25, S&P Top 10 Picks, S&P Power Picks Portfolio, S&P Global Picks, Industry Momentum Portfolio, Trader's Platinum and Trader's Fair Value and Corporate:

"All of the views expressed in this research report accurately reflect S&P's quantitative research models regarding any and all of the subject securities or issuers. No part of S&P's compensation was, is, or will be, directly or indirectly, related to the specific recommendations or views expressed in this research report".